Wednesday, February 29, 2012

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3 Month Payday Loans: Instant Fund with 90 Days Repayment Tenure

3 month payday loans are advanced to the citizens of Great Britain provided that they are in possession of an active banking account. Payment towards this type of finance is made through bank transfer mode. The lenders, immediately after they pass the loan application for payment, deposit the granted amount with the bank address of the eligible loan seekers electronically. Usually, the loan seekers get the cash within one day or within the following banking day.

Naturally, the loan seekers are greatly benefitted. The British citizens are eligible for 3 month payday loans if they are over 18 and if they have a monthly earning of more or less ?1000. It is an imperative that they have been self-employed or employed in a factory or office at least for 180 days last.

3 month payday loans can be fetched within ?100 to ?1200. As the finance is offered in unsecured form or is offered in absence of collateral, interest towards it is charged at rates higher than normal. It is more so, as the repayment period is short. The repayment period, however, is not as short as it is in short term loans. The borrowers are allowed to pay back the received amount and its interest within 90 days.

Terms and condition towards 3 month payday loans are considered as reasonable, if the norms of the finance market are observed. If the borrowers do not behave properly in honoring terms for reimbursement program and if they are indulged in less payment, late payment, defaults etc, they are obviously charged with fines and penalties. On the other hand, nothing like charges for processing of the loan application is generally noticed. The borrowers, too, do not ever experience any thing like hidden charges. Moreover, they enjoy exclusive right in making use of the cash they secure, and there exists hardly any interference into it from the part of the finance providers.

3 month payday loans are a kind of hassle free finance. The loan seekers are not to be worried of faxing their personal information in bulk of papers, because faxing is not necessary for finance of this kind to receive approval. Sometimes, people hesitate to submit the loan application if they have impaired credit status. Everyone knows that people holding bad credit records are generally refused by the finance agencies. They can apply for 3 month payday loans, because, in this case, their credit report will not be checked.

Emma Nelson is author of No Credit Check Payday Advance.If you have any query regarding payday loans,pounds till payday, poor credit loans visit http://www.nocreditcheckpaydayadvance.co.uk

Source: http://www.briefingwire.com/pr/3-month-payday-loans-instant-fund-with-90-days-repayment-tenure

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Keep your Day Job while Running a Home Based Business ...

If you come across anyone who tells you that a J-O-B is a negative thing, saying words such as ?Just over Broke? or ?A Job?, it is always best to thank them for their opinion and move on from them. While we can all agree that you will never get rich as an employee (well, maybe with the exception of an employee in a company that gives you stock/shares), we can also agree that we need to have income coming in as much as possible. We know that if time freedom is high on your list, you will never get that as an employee. Unless you are the owner of the company. ?But still, you need income coming in, even if it means getting it from a day job.

There is nothing wrong with having a day job.

Most of us know that there are negatives and positives when it comes to having a day job. The negatives are that you will have to commute, trade your time for dollars, endure psychological and physiological stress, office politics, after-tax income and so on. However, there are positives as to why you should keep your day job (within reason) especially if you?re still running a home-based business.

The truth is, we all have to bring in money. It doesn?t matter whether you are an employee, a business owner, network marketer, songwriter, real estate broker, doctor ? whatever. There is a saying that money isn?t everything in this world, but it sure does come close to oxygen. Let?s face it. Money isn?t everything, but it is important.

Anyone who says ?I don?t need the money? or ?I don?t do it for the money? is actually lying to themselves and to others. If they do not need the money, then why are they still working at their jobs? If they don?t need the money and they love their jobs, why not work for free? Now, I can hear a lot of people tell me ?that?s not fair, you have to be compensated for what you do.? Ahhh. So, that means money still is important. Most of the answers people would give are ?I?ve got to pay the bills? or ?I?ve got to take care of the IRS or CRA or creditors? and so forth.

I?m guilty of this too, so I?m not pointing fingers. But it?s important to be aware of this. We all have to bring in money, and I mean legally. Whether that be a job or a business (that serves the world and helps people, of course).

Most people are not cut out for entrepreneurship and that?s totally fine. But for those of us who have the entrepreneurial bug bite, the first important matter is to always remain grounded while remaining a visionary.

When I mean remaining grounded, I mean being responsible. Having a home-based business and thinking that you will grow rich if you do it full time, does not give you the excuse to leave your day job when you have a massive amount of bills to pay. Even Bill Gates and Sylvester Stallone had to bring in some sort of income while they were obsessed with making their dreams come true.

For those of us who are not familiar with Maslow?s Hierarchy, Maslow states that we must always satisfy our basic needs. Food, Shelter, Water, Clothing, etc. If you are not currently getting that from your home-based business, you need to bring in income. Even if it means bringing it from a job.

There is nothing wrong with a job (unless the job is killing you and dangerously leading your stressful life to a cancerous result). Although you have to trade time for dollars, you are getting dollars and that?s a fact. You need to focus on your survival needs first and then build towards your thriving life.

Anyone who puts down jobs either had money handed down to them, or they had forgotten where they came from. These are the people who do not respect life in general and it won?t be long before their table of success turns on them. Instead of putting down jobs, or people with jobs, they should inspire people and encourage people to go for their dreams. Not FORCE them.

David Foster was flat broke once. Tony Robbins, Dr. Joe Vitale, Sanjay Burman, Loreena McKennett, Gordon Ramsay, the late Steve Jobs ? they all started out with humble beginnings. But they never forgot where they came from. They worked hard and smart, and they never forgot that.

We all are brothers and sisters on this planet. The only thing is that not everyone has the same energy amongst each other.

If you want to build a huge home-based business and are starting out from scratch, here are some tips you can try:

  • If you are a daredevil and totally believe you can make it, go for it and take risks ? but make sure the risks are the kind that you learn from and not die from.
  • If you have a full time job, keep it. But schedule your home based business around it, so that you have a balance. You still have to bring in money, especially if you need to finance your business. Unless you are 100% certain that you can pay it back, refrain from going for a bank loan.
  • If you don?t like your full time job and it is massively stressful (like office politics, violence, etc.), make sure you have enough in the bank to sustain yourself for a couple of months while you work on your home based business
  • You can also apply to another full time job that you like, at least to keep yourself afloat. Note: Make sure it is a job that you can do and not one that you?re low on expertise for. You?ll find that you?ll have to spend a huge amount of time learning the skills from home if it does not help your home-based business. Otherwise, perhaps find something positive about it. Maybe the skills could be used in your home based business.
  • Join networking groups and promote your business. It doesn?t matter whether it is network marketing, direct selling, real estate, franchises, whatever. Just continually promote and network. Get in the habit of meeting people and having conversations.
  • If you have the time, join a Mastermind group. Find one that works best for you and that you can contribute and learn from
  • Be aware of overtime hours from your job. If you?re going to get plenty of these, you might want to consider a home-based network marketing business. When you sponsor people, you can train them once a week or month and they they can prospect while you work overtime at your full time job.
  • Master the Art of Automation ? put your business on the internet, Master it and if you got it working, it will work on Autopilot for a certain period of time. Imagine making more money while you are at your full time job, or when you are asleep. Network Marketing also works beautifully with Internet Marketing
  • Make sure to pay off your credit cards or other creditors. If you are already in the danger zone, consider credit counselling (don?t be embarrassed; we?re seeing a huge worldwide credit crisis more than ever in human history. The important thing is that you learn from your mistakes)
  • If you are severely burnt out, make sure you have enough reserves for a couple of months, so that you can resign from your job. Take time to relax, rejuvenate, read books on how to build your business or self-improvement. Go to a baseball/basketball game or even musical theatre. A trip to the great outdoors ? whatever is a great meditation for you
  • Consider focusing on your passions, even if life is going chaotic and crazy. Know that when you can find time to do what is considered a meditational moment for you, you will balance out your life.
  • Look at your job positively. You could take whatever skills and experience you?ve learned on the job into your home based business. For example, I work as a web designer and front end developer as a contractor for several clients, even though my business is in building residual income and health consultation for others. But it is through the web designer/front end developer jobs that I learned how to put together this website and make it dynamic. I would have never learned about the technology without it. So jobs are important and are still great income sources. There is also nothing wrong with loving your job either. I know some successful entrepreneurs who sometimes miss their old full time employment and wished there was a way to have both at the same time. If you enjoy your job, be proud of it. But if you can, build a home based business on the side so that you have a cushion when the economy changes again.

We could spend a whole article on this, but the important thing to remember is that you must keep the money coming in, whether it is by your job, by residual income or passive income. Residual and Passive income is always best, but if you?re not getting these yet, you must bring in money, even if it?s from your job.

When you prospect or network for your business, you do not necessarily have to tell others what you do at your day job, or what your job title is. You can tell them what your home-based business title is. If they get to know you more personally, you can mention that you have a full time job, but you?re working hard and smart towards working in your home-based business full-time.

Remember, there is nothing wrong with a job. If it is the only source of income you have at the moment, it is the one that is going to help you provide food on the table for you and your family (if you have a family) as well as shelter, utilities and an internet connection, plus items for your home-based business (like laptops, nutritional supplements, phones, whatever.)

You?ve got to start with financial security, so that you can focus on financial freedom. People who have financial freedom handed down to them will find their way to financial security fast, if they do not know how to get to and stay at financial freedom.

Sure, a job is ?just over broke?, but it?s better to be that than to be broke without any options or any financial resources to build your business!

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Keep your Day Job while Running a Home Based Business, 10.0 out of 10 based on 1 rating

Source: http://www.healthylifepath.com/2012/02/keep-your-day-job-while-running-a-home-based-business/

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Wacky celebs on 'Dancing'? Yes, please!

Brandi Glanville, Axl Rose and Snooki could make for great "Dancing With the Stars" contestants!

By Ree Hines and Anna Chan

The "Dancing With the Stars" powers-that-be have had their casting say, and now it's our turn. It's no secret that "Dancing" hasn't landed the type of celebs that viewers keep telling us they'd like to see, but c'mon, folks! George Clooney and his fellow A-listers are too busy to strut their stuff on ABC's ballroom bash, OK? And besides, as the show has proven time and again, the random?aspiring star?can often bring a much needed bit of spice to the show. (Think Kelly Osbourne and Rob Kardashian, who were mostly known for their reality show antics until they won critics over.)

So why not embrace some of the stars who aren't at their prime and have?maybe made more headlines for questionable behavior than impeccable work? We do.

Axl Rose
You have to admit, the bad boys often make watching the ballroom bash a lot more fun. ?(Hi, Maks!) Granted, Guns ?N Roses frontman Axl Rose may not fit very well into ?Dancing?s? skin-tight sequined costumes nowadays, but that?s nothing a few weeks on the dance floor won?t fix. And yes, he?d last a few weeks ... at least. Remember the slinky moves the rocker used to do?on stage and in music videos? It?s proof he can move! Our pro pick for him? Lacey Schwimmer. She?s a lively gal who knows how to have fun with her partners, plus she?s a recording artist, which will give her and Axl something to bond over during practice.

Joan Rivers
Want some fireworks to liven up the show? Who better than comedian Joan Rivers! You know she won?t be taking any unfair criticism from the judges without giving them a taste of their own medicine -- and then some! And can you imagine the ?Fashion Police? host?s sharp comments about the show?s costumes? Comedy gold, people. As for who to pair her with, we?re thinking Tristan. Yes, we know, he had to work with Nancy Grace on season 13, and that was quite a challenge. But that also showed he?d be able to successfully work with another lady with a big personality ...?and likely have a lot of laughs this time around.

Austin Scarlett
The ?Project Runway? contestant is a fashion diva with an attitude. In other words, perfect for the ballroom, where the gaudy getups will likely drive him batty. Forget any verbal sparring with the judges, Austin would probably storm the costume department to give the designers a piece of his mind, if not just whip up his own, tasteful looks himself. ?As for his partner, we?re thinking Anna Trebunskaya. The pro looks great in just about everything, which Austin will appreciate. Plus, her super sweet personality could help him loosen up a bit about his ballroom wardrobe.

Courtney Love
OK, OK, now bear with us here. At first glance, it might not seem as though oft-embattled rocker Courtney Love is in prime ballroom condition. But don't let her past addiction issues, penchant for online rants and whatever happened to those poor pets of hers stand in her way. Courtney has more than a few qualities working in her favor. While she's not exactly known for cutting a rug, the Hole frontwoman knows a thing or two about musicality. She also knows how to speak up -- don't expect her to sit back and keep quiet if Carrie Ann Inaba praises a good looking guy who fumbles on the floor and then bashes?Courtney for the same moves. Most importantly, for all of?her ? eccentricities, she's never boring?-- a lesson would-be (well, could-be) partner Tony Dovolani would soon learn.?But don't worry about Tony. If?he can handle Kate Gosselin, he'd be just fine giving Courtney a spin across the floor.

Nicole "Snooki" Polizzi
A couple of seasons back, Mike "The Situation" Sorrentino brought a bit of the "Jersey Shore" to the ballroom, but why should the reality show's troublemaker get all the fun? Bring on "Shore's" one-woman party?-- Snooki. The pint-sized Princess of Poughkeepsie already has the spray tan and barely-there dress combo down, and she even knows a few dance moves, too. Well, she knows one, but the bent-over "Jersey Turnpike" might be a bit suggestive for the ballroom. In other words, always over-the-top judge Bruno Tonioli would love it! But which pro would be a perfect match for Snooks? Hmm. Maybe three-time champ Derek Hough could enjoy one season alongside a longshot. We sure would enjoy seeing it.

Dustin Diamond
So far "Dancing" fans have had a chance to see one "Saved by the Bell" graduate join the ballroom bash. Mario Lopez, aka A.C. Slater, danced his way to second place in the show's third season. Shouldn't another Bayside High alum get a shot at mirror-ball glory, too? Dustin Diamond, better known as Screech to fans, would make for a particularly wacky and entertaining pick. And as a bonus, when his ball room stint came to a close, there's little doubt he'd spill all the backstage secrets fans never hear about. After all, the author of the scandal-packed "Behind the Bell" has a tell-all past. As for the pro partner best suited to take a twirl with Dustin, that would have to be last season's champ, Karina Smirnoff. She took Slater to the finals -- just think what she could do for Screech.

Brandi Glanville
She?s gorgeous, she?s funny, she?s brutally honest, she?s perfect for ?Dancing With the Stars.? Sure, Eddie Cibrian?s ex-wife and the newest Beverly Hills ?Housewife? may get on some viewers? nerves at first, but just like she did on ?RHOBH,? she?s bound to win everyone over -- and quickly -- with her penchant for brutal honesty and unabashed love of fun. Seriously, she?s just plain irresistible! And with a model-perfect body, even the costumers won?t be able to make her look bad in the flashy outfits. The obvious pick for her pro partner? Ballroom bad boy Maks, who loves his ladies beautiful, funny and able to stand up to him ... which Brandi can most certainly do!

Which out-there celebs would you like to see on "DWTS"? Tell us on our Facebook page!

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Source: http://theclicker.today.msnbc.msn.com/_news/2012/02/28/10520895-wacky-celebs-on-dancing-with-the-stars-yes-please

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Tips To Give You Relief From Back Pain! | New Health and Fitness ...

[unable to retrieve full-text content]New Health And Fitness.Org ? Health Information You Can Use. If you or someone you love has been living with back pain, then you know just how annoying it can be. Sometimes, you feel great and then suddenly you turn ...

Source: http://ericlively.jameshouts2010.com/2293/tips-to-give-you-relief-from-back-pain-new-health-and-fitness/

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Tuesday, February 28, 2012

Value Investing World: A Few Lessons for Investors and Managers ...

As Warren Buffett mentioned in his Letter to Shareholders, Peter Bevelin has put together a new book explaining Berkshire?s investment and operating principles. I?ve interview Peter twice on this blog (HERE and HERE) and those interviews are probably the most popular things I?ve put up over the years. The book will be released at the Annual Meeting on May 5th, but you can preorder a copy HERE. A description from the site is copied below.

*****

Peter Bevelin begins A Few Lessons for Investors and Managers with Warren Buffett?s wisdom, "I am a better investor because I am a businessman and a better businessman because I am an investor." This book is about how managers and investors can increase their chance of success and reduce the chance of harm if managers think more like investors and investors more like businessmen.

There are a lot of books about Warren Buffett, but A Few Lessons for Investors and Managers is different. It tells in a short-easy-to-read way about what managers and investors can learn from Buffett. This is a selection of useful and timeless wisdom where Warren Buffett in his own words tells us how to think about business valuation, what is a good and bad business, acquisitions and their traps, yardsticks, compensation issues, how to reduce risk, corporate governance, the importance of trust and the right culture, learning from mistakes, and more.

Contents

  1. What Investing in Financial Assets is All About
  2. Valuation
  3. The Value of a Business
  4. Return on Tangible Invested Capital Refects the Cash Flow Generating Characteristics of the Business
  5. Business Characteristics: The Great, the Good and the Gruesome
  6. Past Results as a Guide: Sometimes Useful and Sometimes Dangerous
  7. The Importance of Trustworthy and Talented Management
  8. The Importance of Clear Yardsticks to Judge Management Performance
  9. Corporate Governance
  10. Owners and Management
  11. Management Compensation: I Get What I Reward For
  12. Mergers and Acquisitions: Dumb Acquisitions Cost Owners Far More than Most Other Things
  13. A Few Management Issues
  14. How to Reduce Risk: Prevention is Better than Cure
  15. Sometimes Mistakes are Made

Source: http://www.valueinvestingworld.com/2012/02/few-lessons-for-investors-and-managers.html

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Washington's Lousy Real Estate Portfolio - Reason Magazine

These are tough times for government real estate policy. In December the Securities and Exchange Commission indicted six former executives from the failed government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, including former Fannie CEO Daniel H. Mudd and former Freddie CEO Richard F. Syron, on charges of fraud, alleging that the GSEs misled investors and the government in statements claiming they had minimal holdings of low-quality and subprime mortgage loans.?

Throughout the housing bubble of the late 1990s and early 2000s, Freddie and Fannie, which guarantee mortgage loans and thus provide a substantial interest rate subsidy, had been concealing the large portions of their portfolios consisting of risky investments such as alt-A, subprime, and negative amortization loans. Fannie Mae finally copped to the deception in the third quarter of 2008, long after the housing crash and its attendant recession were in full swing.

Fannie and Freddie (founded in 1938 and 1970, respectively) were quasi-private, government-guaranteed players until 2008, when they were taken over by the Treasury Department. In 2009 Freddie CFO David B. Kellermann hanged himself in the basement of his Vienna, Virginia, home, leaving behind a wife and 6-year-old daughter. In 2010 Fannie and Freddie were delisted from the New York Stock Exchange. In 2011 Sens. John McCain (R-Ariz.) and Orrin Hatch (R-Utah) introduced legislation to dismantle or privatize Fannie and Freddie over five years. The Treasury has slightly reduced the GSEs? purview, but they still guarantee more than 90 percent of U.S. mortgages.

There is more bad news from the Federal Housing Administration (FHA), which is taking riskier positions in real estate lending just as the rest of the country is looking to reduce indebtedness. Wharton School real estate finance professor Joseph Gyourko warned in a recent study that the FHA, the world?s largest insurer of mortgages, is shaping up as the next likely target for a bailout. (See ?Housing Bailout Redux,? page 14.) Gyourko raises three points: The FHA has increased its risk exposure without anything close to a commensurate scaling up of its capital base; it is underestimating future default risk and losses on its single-family mortgage guarantee portfolio by at least $50 billion; and it needs to recapitalize to compensate for these risks.

While the FHA has contested some of Gyourko?s findings, the condition of its books continues to deteriorate. The agency raised its asset base by $400 million in 2011 (and points to this as proof of increased financial health), but it also issued $213 billion in new loan guarantees during the same period. Ed Pinto, a senior fellow at the American Enterprise Institute, calculates that as of last October, 17 percent of FHA-insured loans were in some stage of delinquency. Its ?serious? delinquency rate (more than 60 days overdue on loan payments) is more than 9 percent and has been increasing steadily during the last year. More than 836,000 FHA loans, with a total outstanding balance of $117 billion, were 60 or more days delinquent. The FHA is on the hook for 100 percent of its busted loans, and to make things more ominous, it seems to be using older, rosier statistics when calculating its risk.?

In November the Obama administration even managed to walk back one of the few things the FHA has done right in recent years: allowing its expanded conforming-loan limit for ?high-cost areas? to lapse. Early in the real estate correction FHA upped its conforming loan limit (the mortgage amount that taxpayers guarantee) to $729,750. That emergency increase expired on October 1, when the limit dropped back to $625,500. But this reprieve lasted less than two months: After five straight years of declining house prices, the upper limit is back up to $729,750. Assuming a 20 percent down payment, that puts the government in the odd position of providing a housing subsidy to people living in $1 million homes.?

The FHA might hope to escape the consequences of this high-risk behavior if the real estate market were poised for a stunning recovery. That is not the case. Lender Processing Services (LPS), the controversial company that handles about half of all foreclosures in the U.S., reports that the percentage of mortgages in foreclosure is at its highest level ever. ?Foreclosure inventories are on the rise,? LPS said in a November report, ?reaching an all-time high at the end of October of 4.29 percent of all active mortgages.??

In December the National Association of Realtors (NAR) ended another charade by conceding it had overstated real estate sales for the period from 2007 through 2010. In fact, more than 3 million existing home sales that users of NAR data (including much of the popular press) had been counting never actually happened. For 2010 alone, sales were overstated by nearly 15 percent; the realtors had claimed $100 billion in phantom transactions.?

The dire condition of federal real estate bureaucracies may worry those who believe in good government, but for the rest of us it?s hard to get upset about the illness of agencies that are poisonous even when healthy. The GSEs and the assorted agencies of the Department of Housing and Urban Development?of which FHA is just one mischief maker?have created trillions of dollars? worth of false credit, false wealth, and false sales. Middle- and lower-income Americans have either been priced out of the housing market or nudged into the tyranny of the 30-year mortgage (a financial instrument that would almost certainly not exist if not for government policy). Pro-inflationary real estate policy has enjoyed the overwhelming support of both the ruling parties for decades.

Now that is changing. The threat to federal housing policy is coming not just from the failure of its institutions but from the failure of its logic. Americans who have already taken on homes have in the last year reduced their mortgage debt and are building up equity?a reversal of a three-decade trend in which debt took up an ever-growing share of real estate assets. New homebuyers see prices falling and are willing to wait until houses are affordable for a person of average thrift and ambition. Banks are, after a scandal-plagued delay, beginning to own their bum loans and liquidate foreclosed property; this in turn raises the prospect that the real estate market might hit bottom this decade. These are causes for hope: Despite the planners? most strenuous efforts, the market still might work.?

Tim Cavanaugh is managing editor of reason online.

Source: http://reason.com/archives/2012/02/27/washingtons-lousy-real-estate-portfolio

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WORDright: RT @CopywritingPro: The Copywriting Apprentice is very excited to make its Twitter debut.

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Beneficial Tips For Renovation | Just a Guy Who Knows ...

Remodeling a home can be a huge burden, or it can solve many lifestyle dilemmas it all depends on how you go about it. This list of tips should put you ?in the know?? Use this advice to make every home improvement project a success or try Kitchen Remodel San Diego.

You may have possibly believed to oneself a lot of periods just how many bathrooms a residence has and ponder whether or not it would operate or otherwise not. A home?s benefit relies seriously on if it offers ample bathrooms. Incorporating one more bath room to your property can tremendously boost the web well worth of your property. You should look at putting in dormer microsoft windows for your attic space if it?s huge, and you need to ensure it is a lot more useful. In addition to enhancing the useful footage inside your attic space, very well-constructed dormer microsoft windows can certainly make your property more pleasing through the exterior. Creating your attic space useable will raise the benefit of your property and give you a lot more living area, all to get a tiny expense.

Ensure that you?re being listened to by your contractor. Contractors have good insight but they also need to listen to any insights that you might have, they are working for you after all. If your contractor isn?t acknowledging your opinion, then you may not get what you want. So make sure they listen to you with open ears. Re-caulking the windows in your home will hep you save on utility bills. This can help prevent moisture and mold damage, as well as stop cold drafts. Use a chisel to take off the old caulking before you apply the new caulk.

Get duplicates of every thing to get a report which has, the enables on their own, the evaluation accounts and also the allow apps. Prior to deciding to work with a professional, inquire him if you will definitely be obtaining all those things. When you find yourself seeking to turn a residence you must adhere to the away from eyesight away from brain guideline of remodelling. Resolve the difficulties you can view prior to deciding to resolve the difficulties you can?t like domestic plumbing or insulating material. For that reason, developing the outside of your property needs to be the initial concern.

Ensure that there are no low-lying areas, and make sure doubly sure there are none near your home?s foundation. These areas should be filled with compacted soil to prevent water from pooling and eroding parts of your yard. Water which gets into your home can cause wood rot, electrical problems, and even foundation concerns. Home improvement might not be as simple as it seems. You will find that your research and effort make the projects you take on worth every moment invested. When you employ the tips mention here, you can tackle those home improvement projects in no time at all.

Discover more about San Diego Kitchen and Kitchen Remodeling
Sand Diego on N.P.L.

Source: http://www.justaguywhoknows.com/blog/beneficial-tips-for-renovation

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Monday, February 27, 2012

Nursing School: An Overview ? COMPUTERS AND TECHNOLOGY

[unable to retrieve full-text content]COMPUTERS AND TECHNOLOGY Only Directory which has Articles Related to COMPUTERS AND TECHNOLOGY · Home · About Us · Privacy Policy · Contact Us. Welcome to article directory. We have 143488 ... If your chosen school happens to be miles away from your place, you can opt to have an online program or you can transfer places, whichever works for you. You should also check on the school fees because nursing can be an expensive course.

Source: http://computersandtechnology.us/2012/02/nursing-school-an-overview/

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Source: http://1aboutpsychology.com/2012/psychology/gacy-house-movie-2010-download-dvdrip-blu-ray-bdrip-divx/

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Cent Stock Prophet Educates Investing Stocks | givecanvas.org

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Sunday, February 26, 2012

On Oscar weekend, 'Act of Valor' storms box office

(AP) ? On Oscar weekend, the real-life action stars of "Act of Valor" bested Hollywood's pretend heroes.

The Relativity Media action flick, starring real, active-duty U.S. Navy SEALs, topped the weekend box office, earning $24.7 million according to studio estimates Sunday. That was a strong opening for a unique film made in collaboration with the Navy, which sought to demonstrate the skill and bravery of the SEALs without Hollywood imitation.

"How often can you repeat the same heroes that are big stars pretending to be heroes?" said Kyle Davies, president of worldwide distribution for Relativity. "I think moviegoers are ready for a new, fresh experience."

"Act of Valor" led another strong weekend at the box office, as it was up 24.4 percent over the corresponding weekend last year. Attendance this year is up 20.4 percent, a surge that hasn't been driven by Academy Awards contenders but by new films in a traditionally tepid movie-going season.

"The newcomers this year have just been igniting the box office," said Paul Dergarabedian, box office analyst for Hollywood.com. "It's a very competitive marketplace for both the Oscar contenders and the newcomers."

Lionsgate's "Tyler Perry's Good Deeds," a more dramatic offering for the consistently popular Perry, opened with a healthy $16 million. Its audience was resoundingly female (76 percent) and may have been slightly diminished by the appeal of Denzel Washington in the thriller "Safe House." That earned $11.4 million, bringing its cumulative total to $98.1 million.

The weekend's other new releases ? the thriller "Gone" and the comedy "Wanderlust" ? had weaker debuts. The latter, a comedy with Paul Rudd and Jennifer Aniston, earned $6.6 million. "Gone," starring Amanda Seyfried, took in $5 million.

In their third week of release, Sony's romantic drama "The Vow" and Warner Bros.' family film "Journey 2: The Mysterious Island" padded their totals. "Journey" added $13.5 million for a total of $76.7 million, while" The Vow" added $10 million more for a cumulative $103 million.

The success of "Act of Valor" validated an unusual strategy for Relativity, a production company that began distributing movies in 2010.

Relativity purchased the film, independently produced by the Bandito Brothers, for $13 million. It stoked interest through more than 400 advance screenings and a robust TV ad campaign that included Super Bowl commercials. Its marketing budget was reportedly approximately $30 million.

Though the film garnered poor reviews, audiences gave it an "A," according to CinemaScore. It has resonated with males, who made up 71 percent of the audience.

Internationally, the film, which plays much as patriotic propaganda, may face a stiffer challenge. It will open in foreign markets in future weeks, distributed by Film Nation.

Davies said the film was a "question mark" going into the weekend because of a lack of comparative films, but added that he's "optimistic" about its global prospects.

"In the same way we just didn't know what was going to happen domestically, it's still a bit of a mystery," said Davies. "You would think because it's very much an American story, there won't be the same level of interest. But I think at the end of the day, if a movie delivers on an entertainment quotient, then that's the most important factor."

Ahead of Sunday night's Academy Awards, no Oscar-contender finished in the top 10. Most of the favorites have been playing for weeks, if not months.

The Weinstein Co.'s "The Artist," the silent film ode and best picture favorite, is the only top award nominee still expanding its market. The film, which had a very slow rollout, added 158 theaters this weekend.

In its 14th week, it earned $3 million to bring its total to $31.9 million.

"Not a lot of people have seen it, so there's a lot of room left for 'The Artist' to add box office," said Dergarabedian. "'The Artist' has a lot to gain from (Sunday's) telecast."

Fox Searchlight's Oscar-nominated "The Descendants," in its 15th week, took in $2.2 million, raising its total to $78.5 million. Paramount's "Hugo" added $1.6 million to bring its haul to $69.4 million.

Disney's "The Help" remained, by far, the most popular best picture nominee at the box office, with a total of $169.7 million.

But on its biggest night, Hollywood can celebrate its strong theatrical business after a sluggish end to 2011 spurred much hand-wringing about the future of movie-going.

"It's fantastic," said David Spitz, head of worldwide distribution of Lionsgate. "It seems like it's cyclical, where everyone starts saying, 'Well, admissions are down.' Then all of sudden, (they're up). ... It certainly bodes well for this year."

___

Estimated ticket sales for Friday through Sunday at U.S. and Canadian theaters, according to Hollywood.com. Where available, latest international numbers are also included. Final domestic figures will be released Monday.

1. "Act of Valor," $24.7 million.

2. "Tyler Perry's Good Deeds," $16 million.

3. "Journey 2: The Mysterious Island," $13.5 million.

4. "Safe House," $11.4 million.

5. "The Vow," $10 million.

6. "Ghost Rider: Spirit of Vengeance," $8.8 million.

7. "This Means War," $8.5 million.

8. "Wanderlust," $6.6 million.

9. "Gone," $5 million.

10. "The Secret World of Arrietty," $4.5 million.

___

Online:

http://www.hollywood.com

___

Universal and Focus are owned by NBC Universal, a unit of Comcast Corp.; Sony, Columbia, Sony Screen Gems and Sony Pictures Classics are units of Sony Corp.; Paramount is owned by Viacom Inc.; Disney, Pixar and Marvel are owned by The Walt Disney Co.; Miramax is owned by Filmyard Holdings LLC; 20th Century Fox and Fox Searchlight are owned by News Corp.; Warner Bros. and New Line are units of Time Warner Inc.; MGM is owned by a group of former creditors including Highland Capital, Anchorage Advisors and Carl Icahn; Lionsgate is owned by Lions Gate Entertainment Corp.; IFC is owned by AMC Networks Inc.; Rogue is owned by Relativity Media LLC.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-02-26-Box%20Office/id-502e29f0f3be4249810e5a5a79e03559

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Apple tactics in China iPad deal unusual: experts (Reuters)

[unable to retrieve full-text content]Reuters - Proview Electronics, the firm trying to stop Apple Inc from using the iPad name in China, has a plausible claim over the unusual methods Apple used to conceal its identity when attempting to acquire Proview's trademarks, according to several legal experts.

Source: http://us.rd.yahoo.com/dailynews/rss/applecomputer/*http%3A//news.yahoo.com/s/nm/20120224/wr_nm/us_apple_china_lawsuit

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NBA: Evans wins Slam Dunk, Love takes Three-Point Contest

LOS ANGELES: NBA fans had their say and turned unknown Jeremy Evans into a Slam Dunk champion.

A late replacement, Evans won the Slam Dunk Contest at All-Star Saturday Night, spicing up a lackluster competition with a pair of spectacular jams and winning an electronic vote by fans worldwide.

?It?s just amazing to come out here to give the fans what they want,? said the 6-9 Evans, a second-year reserve forward on the Utah Jazz who averages just 1.7 points per game.

A pair of Western Conference All-Stars won earlier events as Minnesota Timberwolves forward Kevin Love captured the Three-Point Contest and ?French Flash? Tony Parker of the San Antonio took the Skills Challenge.

Earlier this week, Evans was named as a replacement for injured New York Knicks guard Iman Shumpert. He missed the fewest dunks of any of the four entrants and won over viewers with a two-ball slam and a flying jam over comedian Kevin Hart.

For the first time, the winner was not determined by a panel of judges but by fans, who entered their votes via text message or Twitter. Evans received 29 percent of more than 3 million votes.

On his first dunk, Evans wore a tiny camera secured by a headband to give fans a bird?s-eye view of his reverse slam off a lob bounce. His next two dunks were much better.

Jazz teammate Gordon Hayward sat in a chair in the lane and tossed two balls in the air. On his second try, Evans jumped over Hayward, caught both balls and slammed them home.

?My agent, teammates, my fans on Twitter, that?s what they wanted me to do,? Evans said.

For his final dunk, Evans received a No. 32 jersey of former Jazz great Karl ?Mailman? Malone delivered by Hart, who was dressed as a postal carrier. Evans donned the jersey, then jumped over Hart and slammed on his first try.

The competition was devoid of stars such as recent winners Dwight Howard and Blake Griffin, who chose not to defend his title. Evans has the lowest scoring average of any winner.

Houston Rockets forward Chase Budinger began the contest dressed like actor Woody Harrelson in the film, ?White Men Can?t Jump.? He took a flip pass from P-Diddy, jumped over the rap impresario and dunked.

Indiana Pacers forward Paul George wore a glow-in-the-dark uniform on his second jam. Timberwolves rookie forward Derrick Williams missed nine attempts on an off-the-backboard, through-the-legs dunk.

Known more for his rebounding, Love was the surprise winner of the Three-Point Contest, overcoming fellow All-Star Kevin Durant of Oklahoma City and defending champion James Jones of Miami in the final round.

?I had some stiff competition,? Love said. ?That?s a bunch of great shooters. For me to come out and win this really means a lot.?

In the final round, Love and Durant each scored 16 points. They wound up in a playoff when Jones managed just 12 points. In a tie-breaking 60-second shootout, Love scored 17 points, then watched Durant come up short with 14.

?I?m basically a set shooter,? Love said. ?I don?t jump too much on my shot. I just wanted to get out there and get in a good rhythm.?

Love scored 18 points in the first round, then won a 25-second shootout with Miami?s Mario Chalmers to advance to the final with Durant (20) and Jones (22).

Also eliminated in the first round were Orlando?s Ryan Anderson (17) and New Jersey?s Anthony Morrow (14), who wore the No. 3 jersey of former Nets star Drazen Petrovic of Croatia.

Parker won the Skills Challenge, zipping through the obstacle course of dribbling, passing and shooting with just one mistake in two rounds.

?It?s very hard,? Parker said. ?When you make one mistake, it?s like, ?Oh my God.? I think the shot is the hardest because we sit and get cold.?

Nothing seemed hard for Parker, who had a time of 29.2 seconds in a perfect first round and 32.8 seconds in the final. Also reaching the final were fellow All-Stars Rajon Rondo (34.6) of Boston and Deron Williams of New Jersey (41.4).

The night began with the Shooting Stars, in which teams shoot from six spots on the floor. After Orlando and defending champion Atlanta were ousted in the first round, the New York team of Landry Fields, WNBA star Cappie Pondexter and former Knicks All-Star Allan Houston clocked 37.3 seconds, well ahead of Texas (47.6).

BM with Chris Bernucca of dpa

Tags: Dunk, Jeremy Evans, NBA

Section: American Sport, Sport

Source: http://bikyamasr.com/58655/nba-evans-wins-slam-dunk-love-takes-three-point-contest/

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Saturday, February 25, 2012

New social music application for creation of music playlists from the songs that friends share in Facebook

Anoomi (http://anoomi.com), a new social music application for creation of music playlists from the songs that friends share in Facebook has announced its Beta release.

Anoomi enables people to easily play and share music, discover what their friends are listening to, and create playlists for free. By smooth and easy interface, the application collects songs for selective friends and creates a playlist that enable pleasant and continuously listening.

Users join by logging-in through their Facebook account. The application allows creating a playlist by selecting friends, allows to invite friends, and to share playlists across the social networks (Twitter, LinkedIn, Facebook and etc...)

For every song on the list, the user can see the friend's name that brought up the song, the date on which he post, and the comments he wrote, . The user can also manage the playlists, delete specific songs from a playlist, delete the entire playlist and to check which Facebook friends have also added Anoomi.

Each song is pulled from YouTube and been checked to validate that its non-private songs, skits or commercials.

Eyal Shalom, Anoomi Founder and CEO, explains, "I built the application from a personal need and from a wish to discover and listen to good music. I was looking for a tool that compiles all the songs from my friends? posts into one easy playlist and couldn?t find such a tool?

For more information please visit:? www.anoomi.com

Follow us on Facebook: http://www.facebook.com/pages/Anoomi/344529188899731

ABOUT ANOOMI
Founded in July 2011, Anoomi is a social music application for creation of music playlists from the songs that friends share in Facebook. Anoomi is a privately held company and is headquartered in Tel Aviv, Israel. Visit us at: www.anoomi.com.

CONTACT

Eyal Shalom
Tel: +972525950946
Email: shalomey@gmail.com

Source: http://www.socialmediaportal.com/PressReleases/2012/02/New-social-music-application-for-creation-of-music-playlists-from-the-songs-that-friends-share-in-Facebook.aspx

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Distressed Debt Investing: My Favorite Quote from Baupost's 2011 ...

Readers know in the past we have covered Seth Klarman's letter to investors numerous times (here is one such post: Wisdom from Seth Klarman). ?This week, we received Baupost's 2011 Letter to Investor where Seth Klarman, along with heads of the public investing, private investing, and operations group talk about everything from the investment climate, the government policy, and Europe among many topics. ?A special emphasis, like we've seen in past years, was on the process, culture, and modus operandi of Baupost. ?It is a fantastic letter.

While I will not post or quote the entire letter, as a distressed debt investor, I found one set of paragraphs particularly relevant:

"But in a field where the vast majority of our competitors spend their time looking exclusively at equities to buy or sell short, we are truly fortunate to have a broad mandate and stable, long-term oriented client base that allows us to emphasize in our portfolio more complex, less liquid, and less widely analyzed investments, such as distressed debt--and the ability to concentrate our capital in the areas of greatest opportunity, which inevitably evolve over time.
A follow-up question was asked: Why, if distressed debt is such an attractive arena, didn't many more funds sprout up to take advantage of the excess returns there? I replied that there were indeed very capable competitors in this space, but that opportunities in distressed debt ebb and flow with economic cycles. At the not infrequent moments when there is literally no distressed debt worth purchasing, these competitors (especially narrowly siloed ones) often stray (dangerously) into origination of new debt instruments at par. They are unable to sit on their hands, fearing that their businesses would wither and their people would depart. While the yield expectations for newly-issued debt may, at times, superficially appear similar to the returns on distressed debt, new origination occupies a very different place on the risk/return spectrum, and also requires an extraordinary underwriting discipline that few firms have. Sometimes, the competition moves into highly subordinated junk bonds, reaching for current yield while ramping up risk. Such diversions usually end badly, leaving these competitors wounded and mostly on the sidelines when the distressed opportunity set once again becomes compelling."
This is an amazing quote. While a distressed fund investing in new issues may not represent "style drift", to me it does represent "upside/downside drift." ?When marginal issuers come to market, they come with substantial OID (original issue discount or priced below par). ?For instance, Station is in the market now trying to clear a bond deal in the 60s. ?That is somewhat a special circumstance. ?More often than not, this OID will be 5ish points (i.e. bond issued at 95) with a fat coupon. ?Let's say you have a hold period of 2 years. ?In theory the best you could ever do in that circumstance ?is a T+50 make whole on a big coupon which could get you to 140 bond price. ?Two years of say a 12% coupon so 45 points (140-95 issue price) + 12% coupon ~ 32% IRR. ?This is fantastic. Unfortunately, this is the very best case, and the downside in this situation is a zero. ?Ex the coupon, the upside downside is then 45 points up, 95 points down: Round numbers 1 up/2 down.

Let's take a distressed bond trading at 50. ?Again the worst case is a total loss, but this is only 50 points. ?On the flip side, a big win would be a pull to par and possible more depending if you get cheap equity (i.e. your recovery can be significantly more than par). ?For simplicity less say best case is a par recovery: ?2 up/1 down risk reward. ?And as you buy bonds lower, and lower this upside / downside ratio works out better and better for you. ?Readers will ask: Doesn't a lower bond price mean a worse credit? ?Absolutely not - remember price does not determine whether a company is good or bad. ?Warren Buffett said: "Price is what you pay, value is what you get." ?He also said "Mr. Market is there to serve you, not to guide you."

One thing that I have become acutely aware in my years of investing is the effect of overall market sentiment on the risk and reward of individual value opportunities. In his most recent letter to investors, Third Avenue Management's Marty Whitman discusses this topic at length. ?In discussing Graham and Dodd:

"G&D believe it is important to guard against market risk,?i.e., fluctuations in security prices. Thus, it becomes?important in their analysis to have views about general?stock market levels. FF (fundamental finance) practitioners guard only against?investment risk, i.e., the problems of companies and/or the?securities they issue. In FF analysis, market risk is mostly?ignored except when dealing with ?sudden death??securities ? derivatives and risk arbitrage securities; when?dealing with portfolios financed by heavy borrowing; and?when companies have to access capital markets, especially?equity markets"
While I completely agree that an analyst should spend all energy understanding the individual aspects of nuances of the securities and companies he is investing in, one also has to remember another Warren Buffett quote: "We know that the less prudence with which others conduct their affairs, the greater prudence with which we should conduct our own affairs."

Intuitively this makes sense. ?But a second order effect that many people miss is alluded to in the Klarman quote above which I'll repeat again: "Such diversions usually end badly, leaving these competitors wounded and mostly on the sidelines when the distressed opportunity set once again becomes compelling". ?The fact of the matter is that buying a well followed, well covered large cap stock as an individual investor that may look cheap in an overbought market could produce good relative returns (i.e. your stock is marginally down, where the broad market is down harder), you'll still have capital at work. ?In my opinion, it is better to wait until market sentiment is "blood in the street" to purchase anything.

And professional money managers / hedge funds also have to deal with the fear that comes with allocating capital when you are down. ?If you haven't been in that spot before, you probably can't understand the feeling. ?If you do not have a sound process, you can freeze, or worse, get short, just went the opportunity set is at its ripest.

I often gets asked what my personal investment portfolio looks like. ?Outside of my retirement accounts, here is an approximating of my portfolio:

  • Cash: 30%
  • Liquidating Bankrupt Trust (cash like): 15%
  • Insurance Stocks: 15%
  • Bankrupt Equities: 20%
  • Special Sits (net): 10%
  • Leaps: 2%
  • Other "Value" Investments / Shorts: 8% (net)

(No distressed / high yield bonds: conflicts of interest)

In effect, I have approximately 45% of dry powder now (including the liquidating trust that is earning about 12-15% right now). ?Some of this is a function of selling some winners earlier in the month. ?

The two questions that will inevitably follow:

  1. Why insurance stocks?
  2. Bankrupt equities...are you crazy?

For insurance stocks: As I've mentioned a few times on the blog before, this is the industry I am most confident in my ability to analyze with the deepest set of connections across the industry's supply chain (brokers, producers, adjusters) as well as management teams. ?I also think the insurance industry is one of the most misunderstood industries out there. ?Further, if you had to look at a the hedge fund's universe of analysis of financials: Banks would take up about 95% of that?analytical?brainpower, with insurance capturing the balance.

For bankrupt equities: Would you be?surprised?that at one point my PA was 70% in bankrupt equities? ?I read and do a quick analysis on every public company that files for bankruptcy. I understand the bankruptcy process, have my own PACER and CourtCall accounts, and know many players in the industry. ?I also "riding the tide" as it were as many funds cannot invest in small bankrupt companies (they can't get any substantial size to move the needle) and many people shrug these investments off. ?I'm playing against the general investment public the proliferate Yahoo! message boards and don't know what EBITDA or exit facility means.

I want to have the liquidity to get very aggressive when the cover of the New Yorker looks like this:

The corollary to an institutional investor reaching down for yield in Klarman's quote above for an individual investor is buying a marginally cheap, marginally out of favor big cap. ?Don't be tempted to settle for marginal. ?Patience is the HARDEST part of allocating capital. ?But those that practice it will often be rewarded when everyone else is running for cover.


Source: http://www.distressed-debt-investing.com/2012/02/my-favorite-quote-from-bauposts-2011.html

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Samsung demos new 32nm quad-core Exynos ahead of MWC

Exynos
If you were lucky enough to be at the International Solid-State Circuits Conference, then you might have caught a glimpse of Samsung's latest sliver of mobile silicon. The as yet unnamed Exynos parts will come in dual- and quad-core configurations running at up to 1.5GHz. Perhaps the most important change though, is the switch from a 45nm manufacturing process to 32nm. That means smaller parts that draw less power, while delivering better performance. The A9 cores are paired with Sammy's own GPU, an OpenGL ES 2.0-capable chip with four pixel processors. According to the company, the new CPUs deliver a 26 percent boost in performance and up to a 50 percent increase in battery life. Of course, we'll have to wait to run our own benchmarks to confirm that lofty claim. Who knows, maybe we'll see it show up in some phones at MWC.

[Thanks, Vlad]

Samsung demos new 32nm quad-core Exynos ahead of MWC originally appeared on Engadget on Thu, 23 Feb 2012 18:05:00 EDT. Please see our terms for use of feeds.

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PFT: 'It is what it is,' Gronk says of post-SB partying

NFL Players Association Press ConferenceGetty Images

After the Reggie Bush fiasco at USC, the NFLPA dramatically changed the rules regarding agent contact with college underclassmen.? The solution, of course, didn?t address the problem, since NFLPA-regulated agents weren?t responsible for the cash and/or benefits Bush received while playing for the Trojans.? Marketing agents, who don?t fall within the jurisdiction of the NFLPA, were the culprits.

Since the implementation of the so-called ?junior rule,? agents who follow the rules have regularly complained that agents who don?t follow the rules realize an unfair advantage, since they won?t follow the ?junior rule,? either.? As a result, the NFLPA has made some adjustments to the rule.? According to Joe Schad of ESPN.com, more could be on the way.

Per Schad, NFLPA executive director DeMaurice Smith told agents gathered for an annual meeting on Friday of the possible changes.? ?The ?junior rule? is idiotic and unfair to reputable agents,? agent Ralph Cindrich told Schad. ?Athletes need advice and assistance.? Agents who break the rules are going to break the rules anyway.?

Smith also said that agents soon could be prohibited from using ?runners? or other third parties to recruit players.? Cindrich agrees on that point, too, even though many agents use runners.

?If you are an agent you have to be in control of your office,? Cindrich said.? ?If you employ runners what you really have are dirty partners.?

?Dirty? has been the operative word regarding the agent business, at least as it relates to the perception of agent behavior.? The rule breakers generate the negative press, making all of the agents look bad.

So kudos to the NFLPA for recognizing that changes are needed.? Here?s hoping the changes get made.

Source: http://profootballtalk.nbcsports.com/2012/02/24/gronk-addresses-his-post-super-bowl-dancing/related/

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Friday, February 24, 2012

Pinterest helps clever crafter clean house ? and save marriage?

Pinterest

By Helen A.S. Popkin

Oh Pinterest! Is there nothing you're not good for?

Non-profits use the bulletin board-style social network to raise awareness for their causes. Would-be first lady Ann Romney joined Pinterest to counter an anti-Romney crusade on the same site. Even the U.S. Army loves Pinterest, with 24 boards and 580 pins ranging from basic training and soldiers to families, fashion and chow.

And not only can you use Pinterest to plan your wedding, the Internet darling of 2012 can save a marriage as well.

"Homes that are super clean and organized remind me of Stepford wives and I don't have time for that crap," writes Jennifer Borget, a TV news reporter and active crafter, in her blog, baby making machine?(pointed out?by Mashable). "Problem is, that was the number one thing my husband and I would argue about ... Keeping our place clean."

Borget's Pinterest-inspired hobby of making dresses for her 2-year-old daughter only made matters worse. "I tried to shove things in the corner of the living room/ my craft area and warned my husband to stay away."

Fortunately, the cause of Borget's disorder offered a solution. A fabric-organizing pin inspired her to get things in order. From fabric, she moved to ribbon and tulle "and why not my whole living room while I'm at it?"

Now, "I'm constantly looking for ways to organize my daughter's toys, old clothes, books, tutus, bows. Plus my crafts, kitchen items, clothes, EVERYTHING!"

While crediting Pinterest with saving her marriage seems fun hyperbole on Borget's part, she writes that her husband ? who points out handles his own fair share of housework ? appreciates the result "He's just excited to be married to a real life Martha Stewart, I would be too."

Has Pinterest helped you get your life together? Tell us about it on Facebook!

??Via Mashable

More on the annoying way we live now:

Helen A.S. Popkin goes blah blah blah about the Internet. Tell her to get a real job?on Twitter and/or Facebook. Also, Google+. Because that's how she rolls.

Source: http://digitallife.today.msnbc.msn.com/_news/2012/02/24/10497862-pinterest-helps-clever-crafter-clean-house-and-save-marriage

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Top 5 SUVs of the Year 2012 | 2012 SUV

We already discussed about the 2012 SUV of the year Land Rover Range Rover Evoque. Let?s see some more great SUVs of the year 2012.

The love for automobiles has always been to the unimaginable extent. The major reason behind this is the astonishing technology that brings in style, comfort and advancement to people?s lives. The use of cars and SUVs is mainly famous because of the appeal that they offer to the users. Apart from the comfort and luxury appeal the technically sound and advanced features of these automobiles are known for playing a vital role in easing the lives of the people in brilliant ways. As per the 2012 SUV ratings, there are number of Automobile companies which have been rated for bringing in the excellent assortment of top class SUVs. There are number of ratings, which have been awarded to different brands as per the quality, power and comfort of the SUV offered by them.

There are numbers of SUV which are rated as top most and widely accepted automobiles die to their excellent performance. These models of SUVs are the launches by the top class brands of the automobile industries. Exclusive models of the SUVs which are appreciated by the marketplace are as follows The Acura RDX, Acura ZDX, Audi Q5, Audi Q7, BMW x5, Force One SUV, Cadillac Escalade, BMW x6, Buick Enclave and Cadillac Escalade ESV etc. these all are famous and widely accepted due to their automotive capacity, their largest values offered to the users and above all the brilliant driving experience with comfort and high tech benefits.

Force One SUV holds the honor of being ranked as one of the top SUVs of the year 2012. It has all the enticing and advanced features which the modern generation demands. It is 4?4 variant with a ?Shift on Fly? feature. It has manual drive shifting process and smooth performance of the internal parts and machinery. It has 3 different drive modes.

2012 Force One

Hyundai Tucson is known for its high tech features. It includes 2.0L I4 Engine with the feature of Economy Fuel, Automatic speed options and seating capacity of 5 people. This is the powerful SUV and it has stylish looks as well. This has made us rated among the top SUVs 2012.

2012 Hyundai Tucson

Ford Escape has 2.5L I4 hybrid engine and it has excellent performance of engine on the road. The excellent driving modes, advanced power and 2 seat capacity of this SUV with the availability of astonishing design is something that has won all the hearts in the marketplace.

2012 Ford Escape

Acura RDX is also rated as one of the most famous SUVs of the year 2012. The reason behind this is the excellent range of features that it entails. It is Based 4dr Front-wheel Drive. It has 240-hp 2.3-liter turbocharged four-cylinder engine and 5 speed mega capacity gearbox. In addition to that there are number of brilliant attributes attached to it.

2012 Acura RDX

Acura ZDX is also rated amongst the most desired SUV models of the year 2012; the major reason behind this includes the brilliant driving experience that it offers. It has 300-hp 3.7-liter V-6 engine which ensure the power pack performance of this vehicle on the road.

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Source: http://2012suv.org/top-5-suvs-of-the-year-2012/

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